Darby Jones

Darby Jones is a financial guru with a passion for FIRE (Financial Independence Retire Early). Read Darby's full bio here.

Two people carrying moving boxes outside a rental property with a house for rent sign in the front yard.

How Real Estate Investors Can Finance Rental Properties

Real estate can be an effective way to create wealth. However, big purchases require a substantial financial commitment. Not every investor has enough cash to buy a property outright. Apart from the purchase price, you have to consider additional expenses and ongoing maintenance.  Fortunately, you have several financing options without tying up all your available

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Older male doctor wearing a white coat and stethoscope talking on a phone in a hospital hallway, illustrating financial challenges faced by high-income professionals.

10 High-Paying Jobs That Are Bad With Money

You might assume that people who earn six-figure salaries have their finances figured out. After all, doctors, lawyers, dentists, and other highly paid professionals spend years developing specialized skills. Surely they know how to manage their money, too? Not necessarily. Some of the highest-paying careers come with surprisingly difficult financial challenges, including massive student loans,

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Assortment of Visa, Discover, American Express, and other credit cards illustrating tips and secrets for maximizing cash back credit card rewards.

10 Cash Back Credit Card Secrets Most People Don’t Know

Cash back credit cards are one of the easiest ways to earn rewards on purchases you’re already making. Whether you’re buying groceries, filling up your gas tank, or shopping online, getting a percentage of your spending back can add up to hundreds of dollars each year. But here’s something many people don’t realize: There’s more

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Gold and platinum bullion bars displayed on a black background, representing precious metals that may qualify for a self-directed IRA.

What Precious Metals Are IRA-Eligible?

When most people think about saving for retirement, they picture stocks, bonds, mutual funds, and traditional investment accounts. However, did you know that certain precious metals can also be held in an Individual Retirement Account (IRA)? Gold, silver, platinum, and palladium are four precious metals that may qualify for inclusion in a retirement account. These

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January wall calendar with black numbers and a pair of eyeglasses resting on top.

Free 2027 Calendars By Mail: Where To Get Free Calendars

Who doesn’t love getting something useful for free? If you’re looking for free calendars by mail, there are plenty of places to find them! Many companies, nonprofit organizations, and local businesses give away complimentary calendars each year. Whether you prefer a wall calendar with beautiful scenery, a pocket calendar for your purse, or a desk

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Black-and-white vintage-style photo of a glamorous woman in a flapper dress and a man in formal attire surrounded by flying money, capturing the luxury and extravagance of the Roaring Twenties.

20 Best Old Money Movies That Capture Wealth And Elegance

There’s something fascinating about the world of old money. From sprawling estates and elegant dinner parties to designer wardrobes and generations of inherited wealth, the old money lifestyle has captivated audiences for decades. Unlike new money, which often celebrates flashy purchases and extravagant displays of success, old money is associated with understated luxury, family traditions,

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Senior woman sitting on a couch holding a card and checking her smartphone, highlighting the importance of recognizing Medicare scams and protecting personal information.

15 Medicare Scams Every Senior Should Know About

Medicare helps millions of Americans pay for healthcare, but it also attracts scammers looking to steal personal information, commit identity theft, and make fraudulent claims. Unfortunately, seniors are frequent targets because criminals know many older adults rely on Medicare for their medical needs. Medicare scams can happen through phone calls, emails, text messages, social media,

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Woman sitting on a bed reviewing bills and checks next to a laptop while organizing her finances and planning a paycheck budget.

How To Budget By Paycheck

Have you ever gotten paid on Friday, only to wonder where all your money went by Tuesday? You’re not alone. Between bills, groceries, gas, and unexpected expenses, it can feel like your paycheck disappears before you even have a chance to enjoy it. That’s where paycheck budgeting comes in. Instead of trying to manage your

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Shelves filled with discounted toys, board games, dolls, and children's products at a liquidation store selling retail returns and overstock.

17 Stores That Sell Target Returns and Overstock

If you love shopping at Target but hate paying full price, there’s a little-known way to score some serious bargains. Many stores across the country sell Target returns, overstock, clearance merchandise, and liquidation items for a fraction of their original retail prices. These stores often carry everything from clothing and shoes to home decor, kitchen

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