Getting paid to shop might sound too good to be true, but cashback websites make it possible. These platforms reward you with a percentage of your purchase when you shop through their affiliate links. Whether you’re a casual online shopper or a savvy deal-hunter, using cashback websites can lead to hundreds of dollars in yearly savings.
But with so many cashback sites out there, how do you know which one gives the best deal for your favorite stores? Before we dive into the top cashback websites, be sure to check out CashBackMonitor.com — a powerful comparison tool that shows you which cashback site is offering the highest return at any given time. It’s a must-bookmark site for serious savers!
Contents
Top Cashback Websites Worth Joining
1. Rakuten (formerly Ebates)
Best for: Reliable payouts and user-friendly interface
Rakuten is one of the most popular cashback sites, offering a wide range of retailers and seasonal bonus events. New users often get a sign-up bonus (like $30 after your first purchase), and you can receive your cashback via check or PayPal quarterly.
-
Pros: Huge retailer list, generous referral bonuses
-
Cons: Only pays out quarterly
2. TopCashback
Best for: Highest cashback rates
TopCashback often beats out competitors with the highest payout percentages because they pass 100% of the commission back to users. They also offer a payout bonus if you choose a gift card instead of cash.
-
Pros: Highest rates, multiple payout options
-
Cons: Slower tracking and occasional delays in payouts
3. BeFrugal
Best for: Cashback guarantee
BeFrugal has a “Best Rate Guarantee,” promising to match and beat competitors’ cashback rates by 25%. They also have a $10 welcome bonus and offer payout via direct deposit, gift card, Venmo, PayPal, or check.
-
Pros: Rate guarantee, many payment options
-
Cons: Interface not as sleek as others
4. Swagbucks (Shop section)
Best for: All-in-one rewards platform
Swagbucks is more than a cashback site — it’s a full rewards ecosystem. You earn “SB” points for shopping, surveys, watching videos, and more. Points can be redeemed for PayPal cash or gift cards.
-
Pros: Many ways to earn, frequent promotions
-
Cons: Points system can be confusing to some users
5. MyPoints
Best for: Longtime Swagbucks users
Owned by the same parent company as Swagbucks, MyPoints works similarly and is especially strong for frequent online shoppers at retailers like Walmart, Target, and Amazon (on select categories).
-
Pros: Trusted company, versatile rewards
-
Cons: Fewer cash-only options
6. RebatesMe
Best for: International cashback shopping
RebatesMe is great for finding deals at international retailers, including many based in Asia. They also offer competitive rates on popular US stores.
-
Pros: Global shopping, frequent bonuses
-
Cons: Interface less intuitive than mainstream sites
Compare Rates Before You Shop
With different cashback sites offering different rates for the same store, it pays to compare before clicking. That’s where CashBackMonitor.com comes in. This free tool aggregates cashback offers from all the major players and shows you side-by-side rates — ensuring you never leave money on the table.
Final Tips for Maximizing Cashback
-
Stack your savings: Use cashback sites with coupon codes or store sales.
-
Use browser extensions: Rakuten and TopCashback have handy tools that alert you when cashback is available.
-
Refer friends: Many platforms reward you with bonuses for every person who signs up and shops through your link.
-
Be patient: Cashback may take weeks to process and post.
Start small, shop smart, and let the cashback add up! Bookmark CashBackMonitor.com and always check it before you click “buy.”
