In recent years, consumers have witnessed a significant spike in the Annual Percentage Rates (APR) on credit cards, as highlighted by data released by the Consumer Financial Protection Bureau (CFPB). This trend is not only reshaping the landscape of consumer finance but also altering the way individuals manage their debt. This article looks at the
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In today’s digital age, the convenience of managing finances from the comfort of your own home has become a necessity rather than a luxury. Online banking offers unparalleled ease and accessibility, allowing individuals to conduct their financial affairs with just a few clicks. If you’re considering opening an online bank account, here’s a comprehensive guide
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I recently had the pleasure of being the Featured Speaker at the Stonecraft Christian Women’s Connection on Tuesday, March 19th, 2024 at the Norfolk Country Club in Norfolk, Nebraska. Several women reached out to me after the program with nice compliments. And other reached out saying they were sorry they missed it. So I am
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Have you ever wondered what happens to bed-in-a-box mattress returns? Maybe you bought a mattress online, but either decided it’s not for you during the free trial period or it didn’t keep it’s shape during it’s warranty. People return mattresses all of the time, but we all know there is no way that mattress is
What Happens To Bed-In-A-Box Mattress Returns? Read More »
Both legal entities and individual entrepreneurs may need to open a foreign currency account. Let’s figure out in what cases a foreign currency account is needed. Let us outline what needs to be done to open an account in foreign currency. Why do you need a foreign currency account? When conducting business, business entities sooner
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In this “Kim’s Opinion Piece”, I address why small businesses trump big box stores. And it has all to do with customer service. We recently built a new home and have been upgrading our furnishings. Back in late November/early December 2023, I ordered a hall tree for our mud room from a big box store
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The internet can be a dangerous place these days, both for individuals and businesses. Online scams are on the rise, with cybercriminals using advanced tactics and technologies to trick people online. These online scams can have severe real-world consequences, including significant financial losses that could be hard to recover. This is why knowledge is so
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In the world of finance, the Certified Financial Planner (CFP) is a highly esteemed professional known for their extensive knowledge and integrity. This certification represents a commitment to the highest standards of financial planning and ethical conduct. As we work through an increasingly complex financial markets, the value of a CFP’s expertise has never been
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Annuities, financial products offered by insurance companies like MassMutual, provide a steady income stream, typically for retirement. They come in various types, each with unique features and benefits. Understanding the differences, especially between fixed and guaranteed annuities, is crucial for making informed investment decisions. For those researching options, exploring MassMutual annuity reviews can offer valuable
Is There a Key Difference Between Fixed and Guaranteed Annuity Rates? Read More »
Money management is an essential life skill, and instilling it in children from an early age is crucial. Teaching kids about money can be fun and educational with the help of books that make finance concepts accessible and engaging. If you’re a parent looking to teach kids about money, you’re in the right place! In
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