In the realm of personal finance, there’s a term that captures a peculiar spending behavior many of us have encountered: “spaving.” A portmanteau of “spending” and “saving,” spaving refers to the act of spending money with the intention of saving money. This phenomenon often manifests in various promotional deals and consumer habits that entice individuals […]
The Concept of Spaving: Spending to Save Read More »
Many bloggers went out of business after the Google SERP Update of March 2024, but I don’t intend to be one of them (full disclosure that I currently do have other income from my Amazon FBA business to keep me afloat). While Google claims that the latest update targets unoriginal and unhelpful content, I beg
Google SERP Update of March 2024 Unkind To Bloggers Read More »
In recent years, consumers have witnessed a significant spike in the Annual Percentage Rates (APR) on credit cards, as highlighted by data released by the Consumer Financial Protection Bureau (CFPB). This trend is not only reshaping the landscape of consumer finance but also altering the way individuals manage their debt. This article delves into the
The Impact of Rising Credit Card APRs: A Detailed Analysis Read More »
In today’s digital age, the convenience of managing finances from the comfort of your own home has become a necessity rather than a luxury. Online banking offers unparalleled ease and accessibility, allowing individuals to conduct their financial affairs with just a few clicks. If you’re considering opening an online bank account, here’s a comprehensive guide
A Guide to Opening an Online Bank Account Read More »
I recently had the pleasure of being the Featured Speaker at the Stonecraft Christian Women’s Connection on Tuesday, March 19th, 2024 at the Norfolk Country Club in Norfolk, Nebraska. Several women reached out to me after the program with nice compliments. And other reached out saying they were sorry they missed it. So I am
Featured Speaker at the Stonecraft Christian Women’s Connection Read More »
Have you ever wondered what happens to bed-in-a-box mattress returns? Maybe you bought a mattress online, but either decided it’s not for you during the free trial period or it didn’t keep it’s shape during it’s warranty. People return mattresses all of the time, but we all know there is no way that mattress is
What Happens To Bed-In-A-Box Mattress Returns? Read More »
Both legal entities and individual entrepreneurs may need to open a foreign currency account. Let’s figure out in what cases a foreign currency account is needed. Let us outline what needs to be done to open an account in foreign currency. Why do you need a foreign currency account? When conducting business, business entities sooner
How To Open A Foreign Currency Account For A Legal Entity Or Individual Entrepreneur Read More »
In this “Kim’s Opinion Piece”, I address why small businesses trump big box stores. And it has all to do with customer service. We recently built a new home and have been upgrading our furnishings. Back in late November/early December 2023, I ordered a hall tree for our mud room from a big box store
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The internet can be a dangerous place these days, both for individuals and businesses. Online scams are on the rise, with cybercriminals using advanced tactics and technologies to trick people online. These online scams can have severe real-world consequences, including significant financial losses that could be hard to recover. This is why knowledge is so
4 Costly Online Scams To Be Aware Of Read More »
In the world of finance, the Certified Financial Planner (CFP) is a highly esteemed professional known for their extensive knowledge and integrity. This certification represents a commitment to the highest standards of financial planning and ethical conduct. As we work through an increasingly complex financial markets, the value of a CFP’s expertise has never been
Why Being a Certified Financial Planner Matters More Than Ever Read More »
