Woman wearing a face mask shopping for fresh produce in a grocery store, representing Instacart shoppers earning money by delivering groceries.

How To Make Money With Instacart

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If you’re looking for a flexible side hustle that lets you earn money on your own schedule, delivering groceries for Instacart can be a great option. Whether you want to make extra income on weekends or turn it into a full-time gig, Instacart offers opportunities for drivers and in-store shoppers to earn cash by helping others with their grocery needs.

Here’s a complete guide on how to make money with Instacart.

1. Understand How Instacart Works

Instacart connects customers with personal shoppers who pick up and deliver groceries from local stores. The app is available in most U.S. cities and parts of Canada. As a shopper, you receive grocery orders through the app, shop for the items, and either deliver them or leave them ready for pickup, depending on your role.

There are two main types of Instacart shoppers:

  • Full-Service Shoppers: Independent contractors who shop and deliver orders using their own car.
  • In-Store Shoppers: Part-time employees who only shop orders in the store (no delivery required).

If you want more freedom and higher earning potential, the full-service shopper role is usually best.

2. Meet the Requirements

To become an Instacart shopper, you’ll need:

  • To be 18 years or older
  • A smartphone (iPhone 6s/Android 5.0 or newer)
  • Ability to lift up to 50 pounds
  • A valid driver’s license and reliable vehicle (for full-service shoppers)
  • Auto insurance (for full-service shoppers)
  • To pass a background check

Once approved, you’ll download the Instacart Shopper app to start accepting orders.

3. How Much Can You Make?

Earnings vary based on location, order volume, time of day, and tips. On average, Instacart shoppers earn between $15 and $25 per hour, including tips. Some busy areas or high-demand times can push earnings even higher.

Full-service shoppers earn per batch, which includes:

  • Base pay (based on size, distance, and effort of the order)
  • Tips (100% go to you)
  • Bonuses (for peak times or busy days)

Instacart pays weekly via direct deposit, and you can also use Instant Cashout to access your earnings sooner for a small fee.

4. Increase Your Instacart Earnings

If you want to make the most money possible, follow these tips:

✅ Work During Peak Hours:
Shop during busy times like evenings, weekends, and holidays. “Peak Pay” bonuses are often offered when demand is high.

✅ Focus on High-Tipping Areas:
Wealthier neighborhoods tend to tip more generously. Learn which zones in your city yield the best tips and order volume.

✅ Be Fast and Accurate:
Customers rate your service, and higher ratings can help you receive more and better-paying batches.

✅ Take Larger Batches When Possible:
Larger orders often pay more, especially if they include multiple deliveries.

✅ Track Your Expenses:
As an independent contractor, you can deduct mileage, phone costs, and certain supplies on your taxes. Using a mileage tracking app can help maximize your tax savings.

5. Pros and Cons of Working for Instacart

Pros:

  • Flexible schedule: work anytime, anywhere
  • Keep 100% of your tips
  • Instant payouts available
  • No boss or fixed shifts
  • Great for side income

Cons:

  • Vehicle wear and tear
  • Must manage your own taxes
  • Income varies week to week
  • Customer ratings can affect your orders

6. Is Instacart Worth It?

For people who enjoy grocery shopping, don’t mind driving, and want to control their schedule, Instacart can be a profitable and enjoyable way to earn money. Many shoppers use it to supplement income, pay down debt, or save for big goals.

If you combine smart strategies with great customer service, you can turn your time into steady income while helping others check off their grocery lists.

Bonus Tip:
If you live in a rural area or small town, consider signing up for both Instacart and DoorDash to maximize your earning potential. Some shoppers even deliver for multiple apps simultaneously to stay busy.

Final Thoughts

Making money with Instacart is about working smarter, not harder. Focus on high-paying batches, track your expenses, and deliver excellent service to earn good ratings and repeat customers.

Whether you’re saving for something special or just want extra cash, Instacart can help you meet your financial goals on your own time.

Woman grocery shopping with a basket and smartphone, representing earning money as an Instacart shopper.