As the holiday season approaches, shoppers are searching for ways to spread out the cost of gift-giving. Two popular options — Layaway vs. BNPL (Buy Now, Pay Later) — allow consumers to purchase items without paying the full price upfront. While these payment plans may seem like a lifesaver, they come with risks, hidden fees, […]
Layaway vs. BNPL: The Risks, Fees, and Pitfalls of Holiday Payment Plans Read More »
Before I dive into how some Buy Now Pay Later (BNPL) services are costing businesses more than they bargained for, let’s acknowledge the full picture. BNPL has revolutionized how consumers shop and how merchants sell, offering shoppers flexible payments and giving businesses the chance to increase conversions and average order values. But while there are
Are BNPL Services Gouging Businesses? The Hidden Costs and Benefits Explained Read More »
In today’s day and age, there are seemingly endless options for how to pay for the things you want and need. From traditional methods like cash and credit to newer solutions like PayPal and Venmo, there’s no shortage of ways to finance a purchase. And now, there’s Affirm. But what is Affirm, and how does
Affirm Stores: The Basics of Buy Now, Pay Later Shopping Read More »
