Darby Jones

Darby Jones is a financial guru with a passion for FIRE (Financial Independence Retire Early). Read Darby's full bio here.

Puerto Rico

Retiring In Puerto Rico: What You Need to Know

Last Updated on October 28, 2025 / Retirement, Travel

Puerto Rico, often referred to as the “Island of Enchantment,” is an increasingly popular retirement destination for those seeking tropical weather, rich culture, and financial benefits. Retiring here offers unique opportunities, but it’s important to consider the cultural, governmental, and financial aspects before making the move. Cultural Factors Puerto Rico boasts a vibrant and welcoming […]

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Uses for Hand Sanitizer

15 Creative Uses for Hand Sanitizer Beyond Sanitizing Hands

Last Updated on December 27, 2024 / Tips

Hand sanitizer became a household staple during the pandemic, but now that the world has overproduced it, you might find yourself with an excess supply. Let’s explore some clever uses for hand sanitizer that you may not have thought of.  15 Creative Uses for Hand Sanitizer Instead of letting it go to waste, consider these

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Friends Are Using You for Money

Signs Your Friends Are Using You for Money And How To Stop It

Last Updated on December 26, 2024 / Loans, Money Talk

Friendship is built on trust, mutual respect, and support. However, sometimes, certain friends may take advantage of your kindness, especially when it comes to money. Signs Your Friends Are Using You for Money If you’re wondering whether your friends are using you for financial gain, here are a few signs to look out for, along

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woman looking at herself in the mirror smiling

Habits That Will Make You Feel Richer For Free

Last Updated on December 23, 2024 / Law of Attraction

Feeling wealthy isn’t just about the numbers in your bank account—it’s also about your mindset and daily habits. You can cultivate a sense of abundance and financial well-being without spending a dime by making intentional lifestyle changes. Habits That Will Make You Feel Richer Here are some habits that will help you feel richer for

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Reverse Gifting

Reverse Gifting: Less Spending, More Meaning

Last Updated on October 21, 2025 / Save Money

Reverse gifting is the concept of giving meaningful, non-traditional gifts that prioritize utility, sentimental value, or cost-effectiveness over flashy or expensive purchases. Instead of buying new items, reverse gifting focuses on giving something you already own, making something by hand, or offering a service or experience. Think of it as the ultimate sustainable and budget-friendly

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Low-Income Household Water Assistance Program (LIHWAP)

Last Updated on October 31, 2025 / Financial Assistance, Money Talk

The Low-Income Household Water Assistance Program (LIHWAP) was a federal program created to help low-income families pay past-due water and wastewater bills. It was launched in 2020 as part of emergency relief efforts and was funded through federal legislation including the Consolidated Appropriations Act and the American Rescue Plan. LIHWAP was administered by the U.S.

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tech woman working on computer

The Best Tech Certifications to Grow Your Side Business

Last Updated on February 15, 2025 / Education, Side Hustles, Technology

Starting a tech-based side gig can be a fantastic way to increase your income, but standing out in a competitive market requires more than just skills—you need credentials to showcase your expertise. Certifications are a great way to build credibility, enhance your skills, and attract high-paying clients. Top 7 Best Tech Certifications Here are the

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Man working on laptop

How To Use AI To Budget

Last Updated on December 10, 2024 / Manage Money

Budgeting is a cornerstone of financial health, but keeping track of expenses, setting goals, and staying disciplined can be daunting. Enter artificial intelligence (AI) — a powerful tool that makes managing your finances easier and more efficient. In this guide, we’ll explore how to use AI to create a budget and stick to it, so

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