Darby Jones, Author at SavingK

Two women sitting at a café table, one using a laptop while the other enjoys coffee and a meal, discussing financial planning.

Understanding ABLE Accounts for People with Disabilities

Last Updated on September 21, 2025 / Save Money

Living with a disability often comes with added financial challenges, such as medical care, therapies, assistive technology, and everyday support can all add up. Families and individuals want to save money for these needs, but traditional savings can sometimes reduce eligibility for vital programs like Medicaid or Supplemental Security Income (SSI). That’s where ABLE accounts […]

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A colorful old school vision board made from magazine and catalog cutouts glued onto posterboard, featuring images, words, and symbols representing different goals and dreams

How To Make An Old School Vision Board

Last Updated on September 19, 2025 / Law of Attraction

In a world full of apps, Pinterest boards, and digital vision planners, there’s something refreshing about going back to basics. An old school vision board, made with posterboard, scissors, glue, and cut-outs from magazines or catalogs, lets you slow down, get creative, and connect with your dreams in a tangible way. Plus, it’s fun! If

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A spotlight shines on empty red theater seats with a figure in a black leather jacket standing in the shadows, symbolizing drama and mystery.

The Opera Of Wealth: Money Lessons From The Stage

Last Updated on October 28, 2025 / Money Talk

Opera is known for its sweeping music, powerful voices, and grand stories of love, betrayal, greed, and tragedy. While most of us won’t be caught in an 18th-century scandal or poisoned goblet, the themes of opera mirror many of the same struggles people face with money today. From overspending to vanity purchases, the stage offers

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Close-up of colorful folded paper pyramids in red, yellow, and blue arranged in a repeating pattern.

Top 10 Defunct MLMs That Collapsed

Last Updated on September 18, 2025 / Money Talk

Multi-level marketing (MLM) companies have long attracted people with promises of financial freedom and flexible work. But history shows that many of these businesses collapse, either from market shifts, lack of real product sales, or regulatory action. Top 10 Defunct MLMs Here are 10 MLMs that once made waves but are now defunct. 1. Fortune

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Stack of old books with cash, coins, and a film reel symbolizing money books adapted into movies.

List Of Money Books That Became Movies

Last Updated on October 25, 2025 / Money Talk

Some of the most dramatic financial stories ever told didn’t start on the big screen; they started on the page. From Wall Street scandals to high-stakes corporate battles, these books captured the world of money so well that Hollywood couldn’t resist adapting them into films. If you’re a fan of finance and film, here are

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Infographic of the 50/30/20 rule showing income split into 50% needs, 30% wants, and 20% savings with examples.

50/30/20 Rule: A Simple Way to Budget Your Money

Last Updated on September 17, 2025 / Manage Money

Managing money doesn’t have to be complicated. One of the easiest and most popular methods for budgeting is the 50/30/20 rule. This straightforward approach breaks down your after-tax income into three main categories—needs, wants, and savings—making it simple to create a balanced financial plan that you can actually stick to. What Is the 50/30/20 Rule?

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Flat lay of calculator, notepad, pen, and scattered U.S. dollar bills representing budgeting and financial planning.

How To Use ChatGPT To Write A Budget

Last Updated on September 17, 2025 / Manage Money

Creating a budget can feel overwhelming, especially if you’re not sure where to start. Luckily, AI tools like ChatGPT can help simplify the process. Instead of staring at a blank spreadsheet or trying to piece together numbers on your own, you can use ChatGPT to brainstorm, organize, and even customize a budget that works for

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Distressed country home with weathered wood siding and garden, representing a fixer-upper real estate opportunity.

Pros And Cons Of Buying Distressed Real Estate

Last Updated on September 16, 2025 / Real Estate

Distressed real estate is one of those terms that pops up a lot in investing circles, especially when the housing market feels shaky. But what exactly does it mean? In short, a distressed property is a home or piece of real estate that’s being sold under duress, usually because the owner can’t keep up with

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How To Save Money On QuickBooks

Last Updated on September 14, 2025 / Business, Save Money

QuickBooks is one of the most popular accounting software programs for small businesses and entrepreneurs. While it’s packed with features that can make managing your finances easier, the cost can add up quickly, especially if you’re just starting out or running on a tight budget. The good news? There are several ways to save money

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Government Benefits For Families With Special Needs

Last Updated on September 14, 2025 / Financial Assistance

Raising a child or supporting a loved one with special needs comes with unique challenges, emotionally, physically, and financially. Fortunately, there are government programs designed to help families meet medical, educational, and daily living expenses. Knowing what’s available (and how to qualify) can make a huge difference in your family’s financial stability. Below, we’ll break

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