How To Shop With Zebit BNPL


Zebit is a company that offers a unique buy now pay later service. This allows people to make purchases and then pay for them over time, making it easier for people to manage their finances. This BNPL service can be used for a variety of different purchases, including clothing, electronics, and even furniture. You can use Zebit to pay for your purchases over time which is a great option for people who want to make a purchase but may not have the funds available upfront.

Shop Zebit’s Marketplace Pay Over 6 Months  Never pay more than the price at checkout Shop 1,500+ top brands Get a max of $1,500 for an initial spending limit No FICO® check, hidden fees or “gotchas”

How Zebit Works

Zebit is a marketplace with over 1,500 top brands across 80+ categories that allow you to buy now and pay over 6 (six) months. Zebit’s goal is to make your buying and paying back experience as easy as possible. That way you can enjoy shopping worry-free.

Why Choose Zebit?  shop Shop Top Brands  You could get a max of $1,500 in credit to shop at Zebit and spend on the products you want. fast Fast and Easy Application  We need to confirm income and identity before offering credit. We won’t check your FICO® score. See Key Terms no-fees No Hidden Fees  Membership is free and we don’t have any “gotcha” fees. The price at checkout is what you’ll pay and not a penny more.

Step 1: Registration

Applying is easy. Simply answer a few questions about your identity and income information. They verify information to prevent fraud and identity theft, and to initially evaluate your ability to pay over time. No credit check is necessary. They do not pull anything that affects your FICO score.

If your registration is approved, you will receive conditional credit to start shopping. Most customers qualify for an initial Spending limit of $750 – $1,500. Final credit assessment is done at checkout for every purchase, and your purchases are not complete until they are approved.

If you work at an employer/association that offers Zebit as a benefit, you can choose your employer/association from the drop-down list and not have to answer as many questions. 

Step 2: Shop Zebit Marketplace

  •  You will never pay more than the price shown at checkout. There are no hidden fees. 
  • Zebit does not automatically approve 100% of orders. Each order is evaluated and underwritten on a case-by-case basis at checkout by using a variety of factors. 
  • If your order is approved, you will be asked to make a down payment upon checkout. That amount of your down payment will range from 20% to 35% of your total order. 
  • You can then use your spending limit to finance the remaining amount of the order total over six (6) months based on your income or pay frequency. 
  • If you use auto-pay at checkout, they will keep your debit or credit card on file for your future payments. Don’t worry, your card is safely secured on their website. 
  • You will electronically sign a “Retail Installment Contract” that shows you how installment payments will be split over time. 
  • There are no hidden fees whatsoever. 
  • Zebit may temporarily freeze your ability to use your full spending limit to encourage responsible buying behavior. This also allows you time to establish a positive payment history. 

Brands Sold At Zebit

Shop over 1,500 brands including:

  • Apple
  • Ashley Homestore
  • HP
  • Microsoft
  • Nintendo
  • Samsung
  • Sony

Product Categories At Zebit

Shop over 80 categories including:

  • Appliances
  • Audio
  • Auto
  • Beauty
  • E-Gift Cards
  • Electronics
  • Furniture
  • Grocery
  • Health
  • Home
  • Jewelry
  • Kids & Baby
  • Kitchen & Dining
  • Men
  • Sports & Rec
  • Toys
  • Video Games
  • Women

Step 3: Pay Over 6 Months

Your payment frequency will be determined by how often you get paid. For example, if you are paid every two weeks, you will have 12 installments over the next 6 months.

Zebit FAQs

Below are some frequently asked questions about this buy now pay later service.

How does Zebit verify income?

Zebit verifies income by looking at public records and data sources. This helps to ensure that people can afford to make their payments on time.

What is the minimum income requirement for Zebit?

There is no minimum income requirement. However, people must be able to afford to make their payments on time.

What is the minimum credit score for Zebit?

There is no minimum credit score. However, people must have a good financial history and be able to afford to make their payments on time.

Does Zebit do a credit check?

No, they do not do a credit check.

Does Zebit hurt your credit?

No. In fact, people who use Zebit can actually improve their credit score by making their payments on time.

Is Zebit a legit company?

Yes, Zebit is a legit company. They are a buy now pay later service that can be used for a variety of different purchases.

What is the Zebit phone number?

Their customer service number is 1-888-848-8756.
You can also reach them by email at help@zebit.com.

What happens if you don’t pay Zebit?

If you don’t pay, you will be charged a late fee. Additionally, your account may be sent to collections.

What is the catch with Zebit?

There is no catch. They are a legitimate company that offers a unique buy now pay later service.

Is Zebit safe?

Yes, it is safe. They are a legitimate company that offers a secure buy now pay later service.

What is similar to Zebit?

There are a few companies that offer similar service, such as Afterpay and Klarna.

How is Zebit different from other buy now pay later companies?

They are different from other buy now pay later companies because they do not require a credit check.


Zebit is a great way for people to manage their finances and make purchases without having to worry about coming up with the money upfront. For people who are looking for a unique buy now pay later option, this is a great choice.

Leave a Comment

Your email address will not be published. Required fields are marked *