Darby Jones

Darby Jones is a financial guru with a passion for FIRE (Financial Independence Retire Early). Read Darby's full bio here.

A diverse group of professionals casually talking together, representing different social classes and lifestyles.

Lower Class vs. Middle Class vs. Upper Class: Where Do You Fit In?

When people talk about money, status, and lifestyle, the terms lower class, middle class, and upper class come up often. But what do they actually mean? And how do you know where you fit in? While social class isn’t just about how much money you make, income is a big piece of the puzzle. Education, […]

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Railroad tracks running through the center of a small town with cars and shops along the street.

Low-Cost Business Ideas That Thrive In Small Towns

Starting a business in a small town can be a smart move. Lower overhead costs, a supportive community, and less competition often mean your ideas have room to grow. While some ventures require significant investment, many low-cost businesses can be launched with minimal upfront expenses. Here are several affordable business ideas that can thrive in

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Mini shopping cart on a laptop keyboard with “Shop now” displayed on screen, symbolizing online shopping and digital checkout.

Paze Stores And Benefits: A Smarter Way To Checkout

What Is Paze? Paze is a secure, seamless digital checkout solution which is essentially an online wallet that offers by a consortium of major U.S. banks and credit unions. It lets you pay online without ever sharing your actual card number with the merchant. Instead, Paze uses tokenization to protect your financial information. Supported by

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Person holding a smartphone with the Pinterest app open, sitting at a desk with a laptop and mouse in the background.

How To Make Money On Pinterest

Pinterest isn’t just a place for recipes, fashion, or DIY inspiration; it’s also a powerful money-making platform. With over 500 million active users searching for ideas and products every month, Pinterest functions like a visual search engine. If you know how to leverage it, you can drive traffic, boost sales, and create multiple income streams.

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Smiling senior couple enjoying time together outdoors, symbolizing retirement and Social Security planning.

The Best Age To Collect Social Security

1. There’s No One-Size-Fits-All Answer There is no universal “best age” to claim Social Security. The right choice depends on your personal situation—your health, life expectancy, financial needs, spousal benefits, and overall retirement strategy. 2. Early Claims (Age 62) You can start collecting Social Security as early as age 62, but your monthly benefit will

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Smiling woman relaxing outdoors with a journal and pen, wearing a cross necklace, symbolizing faith and purposeful living.

Faith-Based Side Hustles: Earning Income With Purpose

For many people, a side hustle is about making a little extra money. But what if your side hustle could also reflect your faith, values, and desire to help others? Faith-based side hustles are unique in that they not only bring in income but also allow you to live with purpose, whether that’s spreading kindness,

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