Tips

sweepstakes winner

How To Win Sweepstakes and Contests

I’ve won all kinds of cool items from various contests including iPads, gift cards, Apple watches and even a full truckload of Target liquidation items. Some call me lucky, but I think it’s a combination of the law of attraction, and that fact that I probably enter more giveaways than the average person.   If you’ve […]

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a retired woman talking to her social security payee, a social worker

How to Change a Social Security Payee: Step-by-Step Guide

Did you know that over 5 million Americans rely on representative payees to manage their Social Security benefits? This crucial but often overlooked system ensures that those unable to handle their own finances still have their basic needs met and their benefits properly managed. As someone who’s helped my own disabled family members navigate the

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young family

Securing Tomorrow: Financial Planning Tips for Young Families

As a young family, planning for the future can often seem like a distant priority amidst the whirlwind of daily responsibilities. However, establishing a robust financial foundation is crucial not only for peace of mind but also to ensure the well-being of your loved ones in the years to come. Here are some essential strategies

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cyber breach

What Should You Do After a Cyber Breach?

A cyber breach can feel like a personal violation, leaving you vulnerable to identity theft, financial loss, and other serious consequences. Whether your personal information or your business’s sensitive data has been compromised, knowing how to respond quickly and effectively is critical. What is a Cyber Breach? A cyber breach is an incident where unauthorized

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Top Credit Score Myths Exposed

Top Credit Score Myths Exposed

Credit scores are a crucial part of your financial health, impacting everything from loan approvals to interest rates. Unfortunately, numerous myths and misconceptions about credit scores can mislead consumers, potentially causing significant financial setbacks. Top 6 Credit Score Myths In this article, we’ll debunk some of the biggest credit score myths and provide tips for

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Expert Tips for Navigating Your Next Financial Audit with Ease

Expert Tips for Navigating Your Next Financial Audit with Ease

We all know the stress and headache associated with financial audits and year-end reporting. As frustrating as they may be, these audits play a pivotal role in establishing your company’s credibility in the eyes of banks, government agencies, and shareholders. Moreover, listed companies are legally obligated to undergo account audits, leaving no room to avoid

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homemade laundry detergent recipe

Homemade Laundry Detergent Recipes To Save Money

In recent years, there has been a growing interest in making homemade products, and laundry detergent is no exception. The trend towards DIY laundry detergent is driven by a desire for cost savings, environmental benefits, and control over the ingredients used. This article explores why making your own laundry detergent can save money, offers some

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Tips For Penny Shopping Including What Stores Offer Penny Items

Tips For Penny Shopping Including What Stores Offer Penny Items

What stores offer penny items? Keep reading for our full list.  Most chain stores nowadays use computerized point of sale (POS) systems that not only track inventory and sales but also universal pricing. This allows the headquarters to automatically tell the individual stores when an item’s price should change, either because of inflation or being

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