KJ Lohrberg

Emily Larsen is a seasoned personal finance writer with a passion for helping readers navigate the complex world of money management. With years of experience, Emily's insightful articles provide practical advice, tips, and strategies to empower individuals in their financial journeys.

a retired couple sitting together

Renting vs. Owning in Retirement: What’s Best for You?

When it comes to retirement, one big decision is whether to rent or own your home. Both options have their ups and downs, and what works best for you may depend on factors like finances, lifestyle, and what you want to leave behind for loved ones. Let’s explore the benefits and challenges of each choice […]

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make money with whatnot

How To Make Money With Whatnot: The Complete Guide

Ever wondered how some people are making thousands of dollars selling collectibles and vintage items from their living rooms? The answer lies in Whatnot, a revolutionary live-streaming marketplace that’s transforming how we buy and sell online. With its unique blend of social entertainment and e-commerce, sellers are turning their passion for trading cards, fashion, and

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snowball debt

The Debt Snowball Method: Your Step-by-Step Guide

Have you ever watched a tiny snowball roll down a hill, gathering size and momentum until it becomes an unstoppable force? That’s exactly how the debt snowball method transforms your journey to financial freedom. While it might seem counterintuitive to ignore interest rates, this psychology-backed approach has helped millions break free from the chains of

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woman working on how to start an online boutique

How To Start An Online Boutique In 2025: Step-by-Step Guide

In a world where traditional retail is rapidly evolving, online boutiques have emerged as the perfect blend of creativity and entrepreneurship. What’s fascinating is that 71% of small business owners who launched online boutiques during the pandemic reported higher profits than their brick-and-mortar counterparts. As someone who personally owns an online liquidation boutique, I know

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person trying to figure out how to negotiate bills

How to Negotiate Bills: Guide to Reducing Your Expenses

Did you know that the average household could save over $500 annually just by negotiating their bills? Yet surprisingly, less than 30% of people ever attempt to negotiate their regular expenses. Most simply accept the rates they’re given, leaving money on the table that could be theirs for the asking. Having spent years helping people

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Flipboard App on iphone

10 Proven Strategies to Make Money on Flipboard

Did you know that Flipboard, a popular digital magazine platform, isn’t just for reading articles? It’s also a potential goldmine for content creators looking to monetize their expertise. That’s right – you can actually make money on Flipboard! Follow @SavingK on Flipboard! Flipboard has evolved from a simple news aggregator to a powerful tool for

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Starry night by Van Gogh at museum, Free public domain CC0 photo.

Free Museums in Every State: A Guide to Culture on a Budget

Exploring art, history, science, and culture doesn’t always come with a hefty price tag. Many museums across the United States offer free admission, making it easier to enjoy educational and enriching experiences without breaking the bank. Free Museums in Every State Here’s a guide to free museums by state, highlighting a variety of institutions from

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