There is a lot of focus surrounding finances right now. It might be because there have been many circumstances surrounding people and their potential earnings due to working from home, losing their jobs because of the pandemic, or even just wanting to feel more secure with their finances. A lot can change in twelve months […]
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What does “Buy Now Pay Later” mean? As the words suggest, it means to buy something now and pay for it later by making payments. Buy now pay later (BNPL) payment plans have been around for years, but they have increased in popularity during the pandemic when more people started shopping online. I’ve been following
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No one likes to think about emergencies, but they can happen at any time. That’s why it’s important to be prepared, both mentally and financially. Let’s go over how to prepare for an emergency on the cheap. Tips To Prepare For An Emergency On A Budget Here are a few tips on how to do
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So you want to buy a house? Congratulations! This is an exciting time for you. A house purchase is likely to be one of the most expensive purchases you make in your lifetime and the most stressful. Most people utilize a mortgage facility to make the purchase, and with a deposit, you have likely saved
3 Things That Could Affect Your Mortgage Application Read More »
Budgeting is a vital tool for every household. By creating and following a budget, families can make the most of their money and avoid financial difficulties. Here are the basics of creating a household budget: 1. Determine your income. The first step in creating a budget is to calculate your total income. This includes all
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Buying a house is one of the most exciting things that you can do. But let’s face it, the property will always be one of the most expensive purchases you ever make and the most stressful. You think that buying the house is the hard part, but once you are in it, you have to
Four Things To Ask Yourself When Thinking About A Remortgage Read More »
Many of us are aware of our credit scores and how important they are, but not all of us consider the things that could affect or make changes to improve them. Unless we are at the stage of an application for lending, then it might be too late. Our credit scores can be the difference
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