In these trying times, it’s more important than ever to be fiscal aware. But what does fiscal awareness mean? Simply put, it means being mindful of your financial situation and taking steps to improve your financial health. 10 Ways To Be More Fiscally Aware Being fiscal aware doesn’t mean being pennywise and avoiding all fun […]
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A trust is an arrangement in which one person, called the trustee, holds legal title to property for another person, called the beneficiary. There are two main types of trusts: revocable and irrevocable trusts. A revocable trust can be modified or terminated by the grantor at any time during his or her lifetime. An irrevocable
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You might be surprised to learn that personal checks are still very much in use today. In fact, according to the 2019 Consumer Payments study conducted by the Federal Reserve, about 7% of U.S. consumers say they made a payment using a personal check in the last month. That may not sound like a lot,
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Mental health and money are often seen as two separate entities, but the truth is that they are very much connected. Your mental health can have a major impact on your finances, and your finances can have a major impact on your mental health. It’s important to be aware of this connection so that you
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At some point in our lives, most of us will experience a financial setback. Whether it’s losing our job, an unexpected medical bill, or even just bad luck, these setbacks can put a serious dent in our finances. And while it’s impossible to predict when or how these setbacks will happen, there are some things
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Research conducted by the American Psychological Association states that 2 out of 3 adults in America report finances as a source of significant stress in day-to-day life. Prolonged financial stress can have numerous negative effects on one’s physical and mental health, such as frequent nervous breakdowns, panic attacks, delayed healthcare, and in some cases, act
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Identity theft is a serious crime that can have devastating consequences for its victims. Identity theft occurs when someone uses your personal information, such as your name, Social Security number, or credit card number, without your permission, to commit fraud or other crimes. According to the Federal Trade Commission (FTC), identity theft is one of
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It is no secret that credit card interest rates are high. They are some of the highest interest rates around. But what if you are only making the minimum payment each month? You could be paying a lot in interest than you need to be. When you carry a credit card balance, the interest charges
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One of the reasons many people never achieve wealth in their life is because they look at money the wrong way. They look at money in a way that inhibits their ability to ever keep the money they have. So, change your attitude and achieve the wealth and success you dream of. Money is something
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Are you planning to apply for a mortgage? Do you want to secure a better car insurance rate? Or maybe you’re planning to move to a new apartment and are hoping for an easier approval process. These are seemingly different situations, but the one thing they have in common. They require you to have an
4 Common Errors On Credit Reports That Can Ruin Your Plans Read More »
