Genesis Financial Solutions Offers Second-Look Financing - Family at Computer

Genesis Financial Solutions Offers Second-Look Financing


Do you need help with your finances? Do you have bad credit? Are you struggling to make ends meet? If so, then you may want to consider using Genesis Financial Solutions second-look financing services.

What does Genesis Financial Solutions do?

Genesis Financial Solutions, Inc. is a leading provider of non-prime consumer financing solutions. They have over 2.5 million customers and 200,000 new cardholders every month. Their team consists of roughly 1,000 skilled members who are dedicated to providing advanced second-look financing technologies and respectful service for their non-prime consumers. Non-prime are those with credit scores under 669. 

Through their merchant and direct-to-consumer credit card programs, they offer consumers a second chance to access affordable financing and credit cards with simple terms, competitive rates, and excellent customer service—regardless of one’s past financial history.

What Services Does Genesis Provide?

By providing non-prime consumers with quality financing solutions and direct-to-consumer credit cards, Genesis Financial Solutions puts consumers first. They do this with their Direct-To Consumer Credit Cards and their Genesis Credit Merchant Solutions. Let’s review them both.

Credit Cards For Those With No/Bad Credit

Credit Cards For Those With No/Bad Credit

With their Genesis credit cards, consumers can obtain the everyday products and services they need while demonstrating responsible use of credit. Here are the Genesis credit cards that they offer:

Destiny Mastercard

If you want to build better credit, this card is designed to help you do just that, even you have a bad credit history. Improve your credit by applying today!

Indigo Mastercard

indigo mastercard

If you have less-than-perfect credit, this card is for you. Pre-qualification is easy and won’t impact your credit score. Apply now!

Milestone Mastercard

If you have a challenging credit history, this card provides benefits to successfully manage and grow your credit. It’s quick and easy to apply today!

For individuals with bad credit, many secured cards requiring a security deposit may be the only option. However, Genesis Financial Solutions offers unsecured options as well but may have annual fees that are much higher. This is just something to keep in mind. 

Genesis Credit Merchant Solutions

With the private-label credit programs available from Genesis Credit, merchants can provide financing to customers who have been rejected by their primary lender. Examples of primary lenders would be Affirm or Klarna. Genesis steps in to approve those customers with bad credit or no credit. 

Online Stores That Use Genesis Credit

Online Stores That Use Genesis Credit

Here is a list of online retailers that currently use Genesis Credit Merchant Solutions for a second-look financing option for their customers:

Genesis Financial Solutions FAQs

Here are some additional frequently asked questions about Genesis.

Why Use Genesis Financial Solutions?

There are many reasons why you might want to use Genesis Financial Solutions. If you are struggling to make ends meet, then they can help you get your finances in order and get back on track. They can also help you if you have bad credit. If you use their services, they can help improve your credit score.

What is Second-Look Financing?

Second-look financing is a form of consumer financing that allows merchants to accept customers with less-than-perfect credit. This type of financing helps consumers access the products and services they need while building their credit score.

How Can I Contact Genesis Financial Solutions?

If you are interested in using the services of Genesis Financial Solutions, then you can contact them by phone or email. Their phone number is 800-942-4308 for business partners and 866-502-6439 for consumers. Their email address is You can also visit their website at

Who owns Genesis Financial Solutions?

According to Crunchbase, GFS was founded in 2001 and has received funding to the tune of $65 million over two rounds of funding, one in 2012 and another 2013. Endeavour Capital is a major investor. 

Where is Genesis headquarters located?

Their headquarters are based at 14600 NW Greenbrier Parkway, Beaverton, Oregon, 97006. 

How many employees does Genesis Financial Solutions have?

According to LinkedIn, they have 1,000 team members with 450+ of them having profiles on LinkedIn. 


Genesis Financial Solutions is a company that provides financial solutions to people who need help. If you are struggling with your finances, or if you have bad credit, then they may be able to help you. They offer a variety of services, including debt relief, credit counseling, and budgeting assistance.