When you refinance your home mortgage, you can either save money or spend money. Learn the difference. Refinancing can cost between 3% and 6% of a loan’s principal. Also, it will require an original mortgage, an appraisal, and a title search and application fee. It’s important for a homeowner to decide carefully whether refinancing will […]
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If you are looking to find out exactly what spend-down insurance is or where to get spend-down insurance, I’m here to help you get the answers as I’ve already done the research on how to get spend-down insurance so you can qualify for Medicaid and other government assistance if your SSDI or Social Security Retirement
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There are plenty of truths and myths regarding how to save money on gas. As prices only get higher, many people are wondering exactly how they can save money without walking, taking public transportation, or riding a bicycle. 6 Ways To Save Money On Gas 1. Slow Down One of the quickest (and slowest) ways
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We all want to get to a stage of financial freedom, and when we retire is often the chapter of life we get to do it. However, having no worries about finances is often the dream reality. But making that possible requires work early on. You can develop money habits that can help you feel
5 Money Habits To Do Now To Help You Financially When You Retire Read More »
Become a smart spender! Consumers can learn how to spend money wisely by using money-saving techniques. The money saved can then be put into a savings account for added benefits. Just about anyone can benefit from money-saving techniques. From newlyweds who have just recently been married to people who are ready to retire, this is
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These five simple tips on how to save money, make money doing what you love, or just break even can help keep a budget on track. Some money-saving ideas are just plain tedious. Why not try something new the whole family can participate in, something more long-lasting than say, the annual yard sale? These five
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The price of gas these days is unbelievable – just a few years ago, $5 a gallon was unthinkable, but it now seems inevitable (and right around the corner) to save money at the gas pump. Can you even imagine how high the price of gas will go if there is another Gulf coast hurricane?
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The grocery bill is one of the biggest outlays you can have each week, but the only one that you have complete control over. Scary, isn’t it? However, while the grocery bill can spiral out of control if you are not careful, there are things that you can do that can help reduce it. So
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Many families are using a tradition called “Secret Santa” to relieve holiday stress and bring more fun into the season. Learn how to organize a Secret Santa exchange. Gift exchanges around the Christmas season are an evolution from a European tradition of the Christkind (“the Christ Child”), or Father Christmas who would sneak little gifts
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Winter energy bills are typically higher than usual for most homeowners and renters. Regardless of how your home is heated, it’s important to work consistently to keep your winter heating costs down. Much of the work involved in keeping costs down is free or inexpensive and preventive. With a little extra attention and preparation, you
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