You’ve likely heard of buy now pay later options for retail stores, but did you know it’s also available for traveling? Planning a vacation can be expensive, but with Uplift travel loans, you can take your dream trip without breaking the bank. Uplift is a travel financing company that allows you to put your trip on a payment plan so you can pay for it over time.
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About Uplift
Uplift is a company that helps alleviate financial stressors so you can focus on the incredible. Their payment plans are uncomplicated and free of debt traps or compound interest. If life throws you a curveball and your finances need to adjust, they’ve got your back with flexible payments.
At Uplift, they have flexible payment plans to suit any budget, and their caring customer service team is available 24/7. Their terms are simple and straightforward, with no hidden costs. You can make your purchase now and pay later without worry.
How Does Uplift It Work?
With an Uplift travel loan, you can book a dream beach vacation, a tall ship cruise or even a trip to Disney, and choose to pay for it over time. You may need to provide a deposit at the time of booking, and then you can make monthly payments leading up to your trip. There are no hidden fees – you’ll just pay the advertised price of your trip plus interest at the APR rate you qualified for.
Is Uplift Worth It?
Uplift travel loans are a great way to finance your dream vacation without going into debt. With no hidden fees, you’ll know exactly how much your trip will cost from the start. And, since you can spread out your payments over time, it’s easy to budget for your trip.
Travel Sites That Use Uplift
What travel sites use Uplift, you ask? Here is a full list of Uplift travel partners that we recommend. Select “Uplift Pay Monthly” when you checkout to finance your trip.
| Affordable World | High Quality, Affordable Vacations |
| Air Canada | Canada’s Largest Airline & Flag Carrier |
| American Queen Voyages | River, Lake & Ocean Cruises |
| Apple Vacations | Caribbean, Mexico and Hawaii Vacation Packages |
| Atlantis* | Bahamas Vacation Resort |
| Avoya Travel | Stress Free Vacation Planning |
| Cheap Caribbean | Caribbean & Mexico Vacation Packages |
| Contiki | Group Travel & Adventure Vacations |
| Cruise Direct | Discount Cruises with No Booking Fees |
| Flowwall | Garage Storage & Organization Solutions |
| Funjet Vacations | Packages to Mexico, The Caribbean & More |
| Hawaiian Airlines | Flights to Hawaii, Plane Tickets & Airfare |
| Hurtigruten | Antarctica & Arctic Expeditions | Norway Coastal Cruises |
| Insight Vacations | Premium Guided Tours |
| Lufthansa | 2nd Largest European Airline & Germany’s Flag Carrier |
| MSC Cruises | Italian Global Cruise Line |
| RST Brands | High-Quality Outdoor, Patio & Indoor Furniture Sets |
| Scholar Trip | Discounted Flights for Students |
| SeaWorld | Vacation Packages |
| Southwest Vacations | Official Vacation Packages of Southwest Airlines |
| The Five Hotels | Hotels and Restaurants in the Riviera Maya |
| The Villa Group | Mexico All Inclusive Resorts & Luxury Suites |
| Trafalgar | Tour Packages & Vacations |
| United Vacations | Vacation Packages from United Airlines |
| Uniworld | World’s Most Renowned River Cruise Line |
| Vegas.com | Las Vegas Official Site |
*See our Atlantis Bahamas review here.
If your looking for recommendations for Mexico vacations, I recommend the best all inclusive resorts in Puerto Vallarta, as well as Cabo and Cancun. Then check out these Mexico vacation outfit ideas so you’re ready to enjoy your trip in style!
And if you’re still deciding on what island to visit in Hawaii, read this article about the differences of Maui vs Kauai.
More Uplift Travel Sites
- Alaska Airlines
- Allegiant
- American Airlines Vacations
- Carnival
- Expedia Cruises
- Frontier
- Spirit
- Universal
Uplift FAQs
Here are some frequently asked questions about Uplift travel financing.
A: There are no late fees or pre-payment penalty charges. APRs may range from 0% to 36% and are based on several elements such as your credit information, past loan activity, purchase specifics, etc. All loans are fixed-rate and not variable.
A: You can choose to pay off your trip in full before you travel, or you can make monthly payments leading up to your trip.
A: No – Uplift Travel is available to everyone, regardless of credit score. You can use Uplift whether you have bad credit, good credit or no credit at all.
A: You can book your trip online or over the phone. Once you’ve chosen your destination and travel dates, you’ll just need to provide a deposit at the time of booking.
A: Uplift doesn’t charge hidden fees, so you’ll just pay the advertised price of your trip plus your agreed upon interest rate.
A: To finance your vacation with Uplift, you will need to have a credit score of at least 550. You can check your credit score totally free at Credit Karma (no credit card required).
A: Yes – you can use Uplift to finance any travel expenses, including airfare, hotels, and tour packages.
A: The minimum amount you can finance with Uplift is $500.
A: The maximum amount you can finance with Uplift is $5,000.
A: Yes – you can use Uplift to finance your entire vacation, from airfare to hotels to tour packages.
Shop for your desired items, whether it be flights to Santa Fe for vacation or romantic getaways in Idaho, and add them to the cart as normal. At checkout, select Uplift as your payment method. You will need to provide some essential information like your mobile number, date of birth, and if you’re a US resident, your Social Security Number. If approved, finish checking out!
A: You must contact the travel provider to cancel any arrangements. If the travel company policies enable a refund, we will update your account after they have processed the cancellation entirely. Even if you are ineligible for a refund from the travel agency, though, you are still obligated to pay off the remainder of what you owe; furthermore, your monthly payments remain unaltered until your balance is paid in full.
A: Uplift currently works with Expedia, Priceline, and More.
A: In some cases, you may need to provide a deposit at the time of booking. The amount of your deposit may also depend on the total cost of your trip.
A: Once you input a few personal details and submit the application, an approval decision is given within seconds.
A: You can make your payments online or over the phone.
A: Your payments are due monthly, leading up to your trip.
A: You can reach Uplift customer service by phone at 844-257-5400 or by email at [email protected]. Customer service is available 24 hours a day, 7 days a week, 365 days per year.
A: Uplift knows that life can sometimes take undesirable turns. If you finds yourself unable to make a payment, please give their customer service team a call at (844) 257-5400 so they can further discuss your options with you. They are sympathetic to these types of situations and want to help in whatever way possible.
A: Although both Uplift and Affirm offer loans specifically for travel purposes, they differ in a few key ways. For one, Affirm has partnerships with companies outside of the travel industry while Uplift focuses exclusively on providing point-of-sale loans to its 200+ travel partners. Plus, the average annual interest rate (APR) for Uplift is 7-36%, with most users paying an APR of 15%. For Affirm, the APR is 10-30% and averaging 17%. In contrast, the average interest rate on credit card, according to CreditCards.com is 17.3%.
A: Yes as long at the travel agent is registered and certified with Uplift and has the Uplift agent tool integrated into their MTravel booking process. The portal allows travel agents to estimate monthly payment costs for their clients during the travel sales process.
Conclusion
If you’re dreaming of taking a vacation but don’t have the cash on hand to pay for it all at once, consider using Uplift travel loans to finance your trip. Uplift travel financing makes it easy and affordable to take your dream vacation without going into debt. So what are you waiting for? Book your trip today! Once your trip is booked, read these tips on how to manage your money while traveling.
