Ted & Kim traveling to Cabo taking advantage of AARP benefits

AARP Benefits Aren’t Just For Old People


I just turned 50 which means I’m now being bombarded with advertisements for old people. It feels kind of gloomy to think of nursing home insurance, much less burial plots. But the mailer for AARP benefits caught my eye.

First, let’s get this straight: AARP, or the American Association of Retired Persons, just isn’t for senior citizens. Though it is often thought of as a retirement-focused organization, AARP actually provides a number of benefits for people of all ages.

The advertisement offered a 2-year membership plus a free insulated trunk organizer for only $20. I already have a FoundersCard membership, plus memberships to AAA and Costco, do I really need another membership?

aarp black friday sale offer

Well, considering that the insulated trunk organizer has “three large sections with two sturdy handles for easy carrying, an insulated lining to keeps groceries cooler longer, plus it expands to fit groceries, travel accessories, sports gear, and more and then folds away compactly when not in use” well that has to be worth more than the $20 cost of membership, right? So, I signed up. AARP allows a free second membership for a spouse or household member, so I signed up Ted as well. Photo above is Ted and me getting ready to parasail in Cabo – please tell me I don’t look fifty?!  

AARP Membership Benefits

One big benefit of AARP is its discounts on products and services. AARP members can save money on everything from car rentals to prescription drugs. In addition, AARP offers a wide range of resources and support services. Members can access educational materials, find job opportunities, and get help with healthcare decisions.

aarp benefits

Here are just a few of the AARP benefits that caught my eye.

Health & Wellness Discounts

Members receive discounts on prescription medications, up to 30% off prescription eyewear plus discounts on hearing aids. AARP also offers their own health insurance for an additional premium.

Travel Planning

Receive exclusive discounts on travel plan including hotels, flights, car rentals, vacation packages and even travel insurance. These vacation planning tips, guides and exclusive discounts will come in handy when you’re planning your next adventure. I’d definitely go back to Cabo again.  

Everyday Savings

Save on shopping, groceries, food delivery services, dining out at restaurants, cell phone services, and more. 

Fraud Prevention

Get free scam alerts, a helpline and tips to help you avoid consumer fraud and identity theft.

Future Planning

Learn how Social Security works, when to apply and what it means for your family. Plus there are tools to help you save money, plan for the future, age-proof your resume, and stay fit. They also offer valuable support and resources for navigating family caregiving. 


AARP is also committed to fighting for the rights of older Americans. The organization advocates for policies that improve the quality of life for seniors and works to protect them from age discrimination. They are also a committed advocate for important issues like Social Security and Medicare.

Is AARP worth it for those under 50?

CNBC actually recommends people should join AARP in their 20s due to the discounts available on entertainment, restaurants, travel and more. I asked my posse 

Yes, says Danielle Faust, Podcast Host, Hypnotherapist & Life Coach

From a 40 year old “millennial” has had AARP for 5 years: I LOVE my AARP membership. It’s absolutely awesome and has saved me thousands of dollars on hotels over the years. I use it for other travel discounts as well. I’ll never give it up! I even read the monthly magazine and it has me thinking about and planning for my future in ways I wouldn’t have thought of.

No, says Jared Weitz, CEO/Founder of United Capital Inc.

I am 40 and have an AARP membership. I heard that with an AARP membership, you could get generous discounts, like at hotels or on flights. However, I’ve noticed that there is usually a markup when using your AARP membership to book, often making it more expensive to use your membership than to book normally. As such, even though the membership is cheap, I likely won’t renew it in the future.

AARP Benefits FAQs

Here are some frequently asked questions about AARP and their benefits.

Do I need to be a senior citizen to join AARP?

No, you don’t need to be a senior citizen to join AARP. Membership is open to anyone over the age of 18.

What kind of healthcare discounts can I get with AARP?

AARP offers discounts on health services, including vision care and hearing aids. You could also save money on medications by using the AARP prescription drug discount program. Additionally, you can get access to free health and wellness resources.

Are there any membership fees for AARP?

Yes, there are annual membership fees associated with an AARP membership but they are minimal. Plus they are usually offer specials. Visit their homepage for the current offer. As of this writing, they were offering a special to sign up for $9 per year when you sign up for a 5 year term.

Is AARP worth it?

It depends on your situation. If you are a senior citizen or plan to be in the near future, then AARP could be a great way to save money and get access to resources that can help improve your quality of life. However, if you don’t expect to benefit from any of the discounts, then it might not be worth it. Make sure to consider all the pros and cons before making a decision.

Does AARP have a fitness program?

AARP Online Fitness, created by LIFT session, is a program designed to give people over the age of 50 easier access to customized fitness programming. Members and non-members can participate in free live and recorded webinars. AARP members who subscribe save 50% annually ,and receive 20% off personal coaching sessions .

Does AARP have travel benefits?

Yes, AARP offers a number of travel benefits. Members can get discounts on car rentals, hotels, and cruises. They can also access exclusive deals through the AARP Travel Center. Additionally, members have access to the AARP Travel Center, which can help you plan your next road trip. And while you’re planning your next road trip, here are some fun road trip questions for couples to keep the conversation flowing so there is never an awkward silence in the car.

Does AARP have a road trip planner?

Yes, AARP has a road trip planner. The AARP Travel Center is an online tool that helps you plan your route, find interesting spots to visit along the way, and get discounts on lodging and attractions. The planner also offers helpful tips to help you stay safe and have a great experience. Members can also call 1-800-675-4318 if they choose not to use the online tool.

Does AARP have a magazine?

Yes, AARP does publish a magazine called AARP The Magazine. It’s published bi-monthly and is filled with articles about health, money, travel, and other topics related to living a good life over the age of 50. Plus, you’ll get access to helpful resources and discounts when you become a member of AARP.

Does AARP magazine have a crossword puzzle?

Yes, AARP The Magazine does include a crossword puzzle in each issue. It’s usually located in the back of the magazine and can help stimulate your brain and keep you sharp. Plus, it’s a great way to pass the time and have some fun!

What is AARP Foundation’s SCSEP program?

Thanks to AARP Foundation’s SCSEP program, older job seekers have the opportunity to gain both community service experience and work-based training. They are compensated directly by SCSEP for working an average of 20 hours per week, and they receive a wage that is higher than the federal, state or local minimum wage. The job seekers are placed in a wide variety of community service activities at non-profit and public facilities like day care centers, senior centers, schools and hospitals. This on-the-job training experience can then be used as a bridge to find employment opportunities outside of the program.

Does AARP have a rewards program?

Yes, AARP does offer a rewards program for members. The AARP Rewards program allows members to earn points for purchases made at participating retailers. Members can redeem their points for gift cards, discounts on travel, and other rewards.

Does Walmart give AARP discounts?

Walmart does not offer to discounts to AARP membership at the regular check-out lanes. But Walmart Pharmacy does accept AARP’s free Rx discount card to save on prescription medications.

Does AARP offer discounts on phone plans?

Yes, AARP members can save 5% on monthly service and usage charges and 30% on accessories by signing up for a Consumer Cellular cell phone plan at Target stores.

Does AARP have a hearing aid benefit?

Yes, AARP does offer a hearing aid benefit for members. Through this benefit, AARP members can get discounts on select hearing aids and access to a network of certified audiologists. It is important to note that this benefit only applies to select hearing aid brands and may not be available in all areas.

Can you play games on the AARP app?

Yes, you can play games on the AARP app. The app includes a wide selection of card games, puzzles, and brainteasers to help keep your mind sharp. You can also find articles and videos about health, finance, and more. Plus the app has tools to help you locate AARP discounts and services in your area.

Are AARP games free?

There are some free games online available such as Mahjongg, Sudoku, Crossword Puzzles, Solitaire, and Word games, but there are even more games available for members.

Does AARP cover long-term care?

Yes, AARP offers coverage for long-term care for an additional cost. The AARP Long-Term Care Insurance Program provides coverage for assisted living and nursing home care, as well as in-home health care. You can get more information by speaking to an AARP representative or visiting the website.

Does AARP provide tax assistance?

Yes, AARP offers free tax assistance to anyone with no membership required. Through the Tax-Aide program, AARP volunteers can help you prepare and file your taxes. The service is available to people of all ages and incomes, so make sure to take advantage of it if you need help filing your taxes.

Where does AARP do taxes for free?

AARP provides free tax assistance through its Tax-Aide program. The program has more than 5,000 locations across the United States and Puerto Rico, and AARP volunteers can help you prepare and file your taxes. You can find the nearest Tax-Aide location by visiting the website or calling 1-888-227-7669.

Does AARP have local offices?

Yes, AARP does have local offices in many states. These offices are staffed with knowledgeable representatives who can help you find information and resources related to your membership. If you’re looking for more information or assistance, contact your local AARP office to see what services and programs are available in your area.

Does AARP offer online courses?

Yes, AARP does offer online courses for members. These courses cover a variety of topics such as financial planning, health and nutrition, estate planning and more. The courses are designed to help you stay informed and make the most of your membership. You can find the full list of courses by visiting the AARP website.

Does AARP offer free legal advice?

The Legal Counsel for the Elderly provides free legal and social work services to those in need.. The service is available by calling the Legal Hotline at 202-434-2120.

What is the cost of the AARP Smart Driver course?

The cost of the AARP Smart Driver course depends on your state. Generally, it ranges from $15–$20 for members and $20–$25 for non-members. The course is available online and at select locations, so make sure to check your local AARP office for details.

Does AARP offer health insurance?

Yes, AARP offers a range of health insurance plans for members and their families. The plans include coverage for hospital stays, prescription drugs, vision and hearing care, and more. Plus they offer special discounts on premiums and other services. Visit the AARP website to learn more and find a plan that fits your needs.


As you can see, there are many benefits associated with an AARP membership. With discounts on products and services, access to educational materials, and advocacy for seniors’ rights, AARP offers something for everyone.

Ultimately, AARP is an important resource for people of all ages. Whether you’re looking for discounts and savings opportunities or support and advocacy, AARP has something to offer. So if you’re not a senior citizen, don’t let that stop you from joining!

AARP Benefits Aren't Just For Old People
Kim Rowley Lohrberg