flexshopper lease-to-own

Shop Smart with FlexShopper Lease-to-Own


Are you tired of the traditional shopping experience and looking for something more flexible, especially when it comes to bigger purchases? Let’s dive into the world of FlexShopper lease-to-own, a buy now pay later (BNPL) platform that’s transforming the way we shop.

What is FlexShopper?

FlexShopper is this incredibly convenient online marketplace where you can lease-to-own the products you love. It’s like your traditional shopping experience, but with a twist! Imagine getting your hands on the latest gadgets, furniture, or even workout equipment without the upfront cost. This is where FlexShopper shines.

How Does Lease-to-Own Work?

Think of lease-to-own as a pathway to owning products through manageable payments. Here’s how it rolls out:

  1. Browse and Select: You start by browsing over 100,000 products from top retailers like Best Buy, Amazon, Bed Bath & Beyond, and more. It’s like having an all-access pass to a mega-mall online!
  2. Easy Application: Here’s the cool part – applying is FREE, and you get an instant decision. This means no waiting around, wondering if you’re eligible.
  3. Flexible Shipping and Pickup Options: Once you’ve chosen your product, FlexShopper offers flexible shipping. And in some cases, you can even pick up your item instantly from a store.

The Perks of FlexShopper

FlexShopper is all about making life easier and more enjoyable. Here are some perks:

  • Flexibility in Payments: The payment plans are designed to fit your budget. This means you won’t be stretching your wallet thin.
  • A Plethora of Choices: With a vast range of products, you’re not limited in choice. Whether it’s tech-savvy gadgets or cozy home furnishings, they’ve got it all.
  • Convenience at Its Best: With instant store pickups and a variety of shipping options, you get what you want, how you want it.

Why Choose FlexShopper?

The real question is, why not? FlexShopper takes the stress out of big purchases. You don’t have to save up for months. Instead, you can enjoy your product now and pay over time. It’s a smart way to manage your finances while indulging in the things you love. Apply Easily apply online in minutes — and get approved in seconds for a spending limit of up to $2,500. Use your spending limit on one or multiple products. Shop Shop Browse the latest and greatest electronics, furniture, appliances, and more on the FlexShopper marketplace. With over 100,000 products, you’ll be sure to find the items and with flexible payments you’re looking for. Sign & Ship Sign & Ship Accept our simple, electronic agreement in just one click. Your product(s) ship right to your door. You can also choose quick store pickup at your local Best Buy store on select items. Autopay Autopay Make all your payments — and you own it!

What Stores does FlexShopper use?

FlexShopper partners with a variety of retailers to offer a wide range of products through their lease-to-own program. 

List of FlexShopper Stores

FlexShopper carries products from all of the following stores, BUT you must purchase them through FlexShopper.com to take advantage of the lease-to-own option. Each product on FlexShopper will show you what store you are buying from, and if it is a local store, you even have the option to do store pickup to get your purchase on the same day. 

FlexShopper FAQs

Here are some clear and helpful answers to all your queries about how FlexShopper transforms your shopping experience with our convenient lease-to-own options.

Does everyone get approved for FlexShopper?

Not everyone is automatically approved for FlexShopper. Approval for FlexShopper’s lease-to-own service depends on various factors including your credit history, income, and the information provided in your application. FlexShopper conducts a review process to determine eligibility, and not all applicants may qualify for the service. It’s important to provide accurate and complete information during the application process to increase the likelihood of approval. Keep in mind that each lease-to-own company has its own criteria for approval, so it’s always a good idea to read their terms and conditions carefully.

Do you need good credit for FlexShopper?

Bad is okay, and applying won’t affect your FICO score. Customers with no credit and less than perfect credit history may qualify.

Does FlexShopper require down payment?

Customers can start leasing with no money down on most items.

How do I make a payment on FlexShopper?

When you sign up for FlexShopper, you will connect your bank account via Plaid, and your payments will be auto-withdrawn on your agreed upon timeframe. If you’d like to pay off early to avoid additional costs, you can call 855-353-9289 to quickly pay by phone with their automated system or email billing at billing@flexshopper.com

Can you pay off FlexShopper early?

FlexShopper offers early purchase options, such as “90 Days Same as Cash” and save up to 35% of remaining payments with early payoff after 90 days.

Does Walmart use FlexShopper?

Walmart has not directly partnered with FlexShopper for lease-to-own services. FlexShopper works with various retailers, but their partnerships can vary, and change at any time.

How do I contact FlexShopper customer service?

 You can contact FlexShopper at (855) 353-9289 or email help@flexshopper.com

Is FlexWallet and FlexShopper the same?

FlexWallet and FlexShopper are related but distinct services, both operating under the umbrella of the FlexShopper brand. Here’s a brief overview of each to clarify their differences:

    1. FlexShopper: FlexShopper is primarily a lease-to-own retail service. It allows customers to lease products from a wide range of retailers and pay for them over time with a lease agreement. FlexShopper provides access to various products, including electronics, furniture, and appliances, through a lease-to-own arrangement.
    2. FlexWallet: FlexWallet, on the other hand, is a feature or a component of the FlexShopper service. It acts like a line of credit or a spending limit that customers can use to lease items through FlexShopper. Think of FlexWallet as the financial tool or the spending power within the FlexShopper system that enables customers to lease the items they want.

In essence, while FlexShopper is the overarching service offering lease-to-own options, FlexWallet is more like a financial feature within that service, providing customers with a specific lease spending limit. Users can utilize their FlexWallet to shop for items within their approved spending limit on FlexShopper.

Websites Similar to FlexShopper

If you do not qualify for FlexShopper, we recommend the following buy now pay later financing providers. Click the corresponding BNPL option to see which stores accept that method. 

Final Thoughts

FlexShopper Lease-to-Own

FlexShopper lease-to-own is more than just a shopping platform; it’s a lifestyle choice for the savvy shopper. With its easy application process, wide range of products, and flexible payment options, it’s revolutionizing the way we think about purchasing. Why wait when you can FlexShopper your way to your next big buy? Happy FlexShopping!