Progressive Leasing is a company that provides lease-to-own plans to consumers in partnership with many different retailers. This allows customers to make large purchases and pay for them incrementally over time, which can be very convenient— especially for those with bad or no credit. A common issue people with poor credit face is being rejected from stores with traditional financing plans. However, Progressive Leasing stores don’t run a credit check so this isn’t something you have to worry about!
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How Progressive Leasing Works
Progressive Leasing does not require a credit report, but you must meet specific qualifications to be approved. Progressive will investigate your employment history, income, and banking history, among other things. Therefore, approval is not always certain. After you’re approved for the lease from Progressive Leasing, the purchase is made from the retailer by Progressive and simultaneously leased to you as the customer. This means that until you paid off the full amount owed Progressive owns the merchandise .
What Stores Accept Progressive Leasing?
At the moment, Progressive Leasing has over 30,000 retail partners where their clients can opt for lease-to-own payment options if they’re going to buy costly items such as furniture, appliances, electronics, and even jewelry. Some stores that offer Progressive Leasing as an option may not run a credit check. If this is the case, you will likely need to show some form of income and have either a credit card, debit card, or active checking account for the first payment. The structure for payments is generally similar across all Progressive Leasing programs: You have 90 days to pay off the total amount owed which includes just the price of item and an initial fee. However if full payment isn’t received within those original 90 days, you usually are given 12 months to finish making lease payments while being charged service fees. 
Progressive Leasing Stores List
We’ve gathered the most comprehensive list of stores that offer Progressive Leasing, so you can shop for electronics, jewelry, furniture, and tires without worrying about your credit score. With competitive leasing options available, these are the best places to start your search.
Progressive Leasing FAQs
Below are some frequently asked questions about this popular BNPL method. What is the Progressive Leasing Login Link?
The Progressive Leasing sign in link to login is available at https://www.progressivelp.com/myaccount/login.
How do I contact Progressive Leasing Customer Service?
You can reach Progressive Leasing Customer Service via phone at (877) 898-1970 Monday- Friday 8am – 7pm Eastern and Saturday 10am – 6pm Eastern.
Does Progressive Leasing hurt your credit?
No, Progressive Leasing doesn’t hurt your credit unless you’re late on payments or don’t pay them completely. It will just show up on your credit report as a lease agreement.
What happens if you don’t pay Progressive Leasing?
If you don’t pay Progressive Leasing, the company will most likely report your late payments to the credit bureaus which can hurt your credit score. They may also turn to collections if you don’t pay in full. It’s important to note that Progressive Leasing does not charge any
What happens if I miss a payment?
If you fail to make your payments in full and on time, Progressive Leasing reserves the right to take back the item that you have leased. They may also report the delinquency to credit bureaus which can hurt your credit score. Furthermore, late fees or other penalties may apply. It’s important to make sure that you are aware of the payment terms before committing to lease an item.
Progressive Leasing Alternatives
If you aren’t accepted as a candidate to use Progressive Leasing, here are some alternative buy now pay later options that you may qualify for:
- Acima Leasing Stores
- Affirm Stores
- Afterpay Stores
- Bread Pay Stores
- Citizens Pay Stores
- Credit Key Stores
- Credova Stores
- FlexShopper Lease-to-Own
- Genesis Financial Solutions Stores
- Humm Stores
- Katapult Stores
- Klarna Stores
- Koalafi Stores
- Latitude Pay Stores
- Newpay Stores
- PayBright Stores
- Paytomorrow Stores
- Progressive Leasing Stores
- Sezzle Stores
- Splitit Stores
- Uplift Travel Stores
- Zebit Stores
- Zip Stores
Conclusion
Overall, Progressive Leasing is an incredibly convenient service that helps people access what they need at a price they can afford. With its easy application process and flexible payment plans, it’s no wonder why Progressive Leasing has millions of customers worldwide. If you’re looking for an affordable way to purchase expensive items without having to pay the full price up front, then consider applying for Progressive Leasing today!
